Property Attributes
- MLS#788700
- TypeSingle Family
- Listing Status Pending
- CountyBay
- CityLynn Haven
- Area02 - Bay County - Central
- NeighborhoodTropical Bay
- Zip32444
- Style
- Year Built1985
- Taxes$ 5935
- Price$ 489,900
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage2350
- Lot Size0.33 Acres
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
Assumable VA loan at 3.25% interest rate! Improved price, motivated sellers! Experience refined coastal living where championship golf meets serene waterfront beauty. Perfectly positioned within the prestigious Panama Country Club--one of the area's most historic and sought-after golf communities--this exceptional 4-bedroom, 3.5-bath residence offers sweeping views of both the Bayou and the Bay as well as a private pool overlooking the water. Set on a prime waterfront homesite, this property is designed for those who appreciate relaxed luxury living, privacy, and a deep connection to nature. Whether you enjoy kayaking at sunrise, paddleboarding along the calm waters, or simply taking in the peaceful surroundings, this home delivers a true waterfront lifestyle. Spend your days watching dolphins play, fish jump, and a variety of birds and ducks glide across the water--right from your own backyard. Inside, the home showcases an elegant open-concept design with soaring ceilings and abundant natural light. The primary suite is a private retreat, featuring a walk in closet and private bathroom with an additional walk in closet, double vanities and tile shower. A second main-level suite, complete with kitchenette and private entrance, offers the perfect space for guests or multi-generational living. The beautifully updated kitchen features an apron-style sink, newer appliances, and a functional layout that flows seamlessly into the main living areas--ideal for entertaining in style. Sit and enjoy the beautiful water view from the breakfast nook, bar or dining area. Upstairs, a private bedroom opens to its own balcony overlooking the lush golf course, while a spacious bonus room provides flexibility for a 4th bedroom, media room, office, or additional living space. Step outside to your personal waterfront oasis, where a sparkling pool and expansive outdoor living areas create the perfect setting to relax and take in breathtaking sunsets over the Bayou. If you want more land, the lot next door is also for sale! As part of Panama Country Club, residents have the option to enjoy exclusive amenities including golf, a bayfront pool with cabana bar, and a revitalized clubhouse--further enhancing this elevated lifestyle. This is a rare opportunity to own a home where luxury, golf, waterfront living, and nature all come together beautifully.
| Elementary School | Middle School | High School |
|---|---|---|
| Lynn Haven Elementary School | Mowat Middle School | Mosley High School |
| Price History | |
|---|---|
| 4/21/2026 | Listed $550,000 |
| 5/26/2026 | 2$540,000 |
| 6/17/2026 | 2$530,000 |
| 6/29/2026 | 6$499,900 |
| 8/21/2026 | 2$489,900 |
General Features
| Sewer | Public Sewer |
|---|---|
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Community Features | Clubhouse,Golf,Waterfront |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Tropical Bay |
| Special Listing Conditions | Listed As-Is |
| Status | Pending |
| Directions | From Hwy 77 turn east on 9th St then E 8th St into Country Club Dr. Turn left and continue on Country Club Dr to 1918. |
| High School | Mosley |
| City | Lynn Haven |
| MLS Area | 02 - Bay County - Central |
| Lot Size Units | Acres |
| Lot Size Square Feet | 14375 |
| Elementary School | Lynn Haven |
| Tax Annual Amount | 5935 |
| Middle/Junior High School | Mowat |
| MLS Area Minor | 0201 - Bay - Central NE |
| Standard Status | Pending |
| Property Sub Type Additional | Single Family Residence |
| Association Amenities | Picnic Area |
| Occupancy Type | Vacant |
| Waterfront Features | Bayou,Bayfront |
| Year Built | 1985 |
| Association Fee Includes | Association Management,Clubhouse,Golf,Playground,Pool(s) |
| Heating | Central,Fireplace(s) |
| Cooling | Central Air,Ceiling Fan(s) |
| Appliances | Electric Oven,Electric Water Heater |
| Patio/Porch Features | Balcony,Deck |
| Construction Materials | Stucco |
| View | Bay,Bayou |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 4 |
| Full Baths | 3 |
| Garage Spaces | 2 |
| Architectural Style | Split Level |
| Stories Count | 2 |
| Levels | Two,Multi/Split |
| HOA Fee | 695 |
| Assoc Fee Paid Per | Annually |
| Pool Features | Gunite,In Ground,Private |
| New Construction | false |
| Roof | Metal |
Interior Features
| Total Baths | 4 |
|---|---|
| Interior Amenities | Double Vanity,Main Level Primary,Walk-In Closet(s) |
| Furnished Units | None |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Total Bedrooms | 4 |
| LivingAreaSource | Appraiser |
| Half Baths | 1 |
| Total Stories | 2 |
| Fireplace Features | Electric |
Exterior Features
| Lot Size Area | 0.33 |
|---|---|
| Lot Dimensions | 105x135 |
| Lot Size Acres | 0.33 |
| Parking Features | Garage,Garage Door Opener |
| Building Area Total | 2350 |
| Waterfront Y/N | true |
| Exterior Amenities | Deck |
| Fencing | Fenced,Privacy |
| Private Pool | true |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on September 21, 2026 9:43 PM UTC The listing information on this page last changed on Last updated on September 21, 2026 9:43 PM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 21, 2026 9:43 PM UTC
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright © 2026 by the Multiple Listing Service of the Pensacola Association of
REALTORS ® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, re-transmitted, copied, framed, re-purposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS ®. Florida
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.